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When You turn 65 , you are eligible for Original Medicare.
Original Medicare Is not Automatic, you must apply for it.
Original Medicare covers only Part A Hospital and Part B Medical, and no cap on annual out of pocket expense.
To avoid high amount of healthcare costs, you may choose Medical Supplement Plan or Medicare Advantage Plan.
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Original Part A: Hospital Coverage
Original Part B: medical Coverage
You have to pay deductible $ 1,408
each time you are admitted to the hospital and the following expenses:
Hospital Expenses:
From Day 1 to Day 60: You Pay $0 per day
From Day 61 to Day 90: You Pay $352 per day.
After Day 91: You Pay $704 per day.
You have to pay deductible of
$198 and pay 20% for most
covered services, like doctor's
services, some preventive
services, outpatient hospital
services, etc.
Original Medicare
No Hospital Coverage After 90 Days
Original Medicare
Part B pays 80% of the Physicians' Services. You pay the 20%.
Original Medicare
No Coverage for Part D Drug Prescription
You Have two options to Help Pay for Medical Costs
Option 1
Option 2
Original Medicare
Medicare Advantage Plan
Include Part A and Part B
Usually Include Prescription Drug Plan
May include extra benefits not in Original
Medicare
Need to choose HMO or PPO
Why Choose Medicare Advantage Plan ?
-
Usually Low Premium or As Low As Zero
-
Extra Benefits such as Dental, Vision, Hearing Aids and more
-
Plan Usually Includes Prescription Drug Plan
Medicare Supplement Plan
Help Pay Some or all of the medical costs
not covered by Original Medicare
Prescription Drug Plan Not Included
Members Must Add Prescription Drug Plan
Separately
Why Choose Medicare
Supplement Plan?
-
Freedom To Choose Doctors Who Accept Medicare
-
Different Types of Plan to Choose. Premium Depends on the Types of Plan.
Original Medicare Does Not Cover:
Hearing Aids
Dentures
Eyeglasses
Routine Dental Care
Vision Care
Long-Term Care
Cosmetic Surgery
Acupuncture
Exams for Fitting Hearing Aids
Easy Medicare 101 Videos
Medicare plans are by design, not by default.
We are independent brokers and are not affiliated with any insurance carriers.
We will find a plan that fit your budget and health condition.
Enroll By
-
Visit SSA.gov
-
Call 1-800-722-1213
-
Visit Local SSA Office
You May Qualify
Single:
Annual Income Below $19,140
Asset Below $14,610
Couple:
Annual Income Below $25,860
Asset Below $29,160
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What should you know about Medicare?
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Office Address:
750 Terrado Plaza
Suite 53
Covina CA 91723
Phone:
(626)464-2761
Office Hour:
Monday to Sunday
By Appointment Only
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